Current 30 Year Mortgage Refinance Rates

View daily mortgage and refinance interest rates for a variety of mortgage products and learn how we can help you reach your home financing goals. Current mortgage and refinance rates accurate as of 10 02 2020. The average 15 year fixed refinance rate is 2 610 with an apr of 2 800.

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The average 15 year fixed mortgage rate is 2 590 with an apr.

Current 30 year mortgage refinance rates.

A month ago the average rate on a 30 year mortgage was 3. The benchmark 30 year fixed refinance rate is 3 080 with an apr of 3 210. Interest only mortgage rates are commonly 1 higher than 30 year rates. Interest rates tend to fluctuate significantly over time.

The best time to get a 30 year mortgage. Lenders are taking on more risk by extending a rate for three decades so 30 year loans carry higher interest rates than 15 year loans. The 30 year fixed rate mortgage is equal to one week ago and 107 basis points lower than one year ago. Recently average 30 year rates were below 4 but prior to the recession were above 6 and were as high.

It s generally a good idea to refinance your 30 year fixed mortgage into a new loan if you can get a lower interest rate lower monthly payment or improve your financial situation in another way. 2 2020 the average rate on a 30 year fixed rate mortgage rose one basis point to 2 962 the average rate on a 15 year fixed rate mortgage rose two basis points to 2 533 and the. Today s average 30 year fixed refinance rate is 3 14 percent down 8 basis points compared to a week ago. It s fast free and anonymous.

30 year fixed refinance rates. Current mortgage and refinance rates print use annual percentage rate apr which includes fees. Current mortgage and refinance rates for october 2020. Current mortgage and refinance rates.

The benchmark 30 year fixed mortgage rate is 3 080 with an apr of 3 300. The best time to get a 30 year mortgage is when interest rates are low. Compare mortgage rates from multiple lenders in one place. Longer terms have slightly higher mortgage rates overall.

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