Current 30 Year Fixed Mortgage Rates

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Current 30 year fixed mortgage rates.

On monday october 05 2020 according to bankrate s latest survey of the nation s largest mortgage lenders the benchmark 30 year fixed mortgage rate is 3 050 with an apr of 3 360. Current rates are hovering near three year lows amid. For example many borrowers who select a 30 year fixed rate mortgage refinance well before even 10 years have passed. The benchmark 30 year fixed rate hit a record low of 3 52 percent during the week of july 6 2016 according to historical bankrate data.

A month ago the average rate on a 30 year mortgage was 3 19 percent. Nationally 30 year fixed mortgage rates are 3 10. The average rate to refinance a 30 year fixed rate mortgage is 3 14 percent falling 10 basis points over the previous seven days. On october 2nd 2020 the average rate on the 30 year fixed rate mortgage is 2 962.

This rate was 3 10 yesterday and 3 12 last week. Find the best rate on the most common loan in the us the 30 year fixed mortgage. Of the fixed rate mortgages 30 year terms generally have the highest interest rates and total interest costs and the longer term builds equity more slowly than would a 20 or 15 year term. 30 year fixed mortgage rates.