Cozy Credit Report

It wouldn t be treated as a late payment on your credit report.

Cozy credit report.

Each report is stored securely in your cozy account so you won t have to worry about keeping sensitive info secure. Easy to read credit reports include a breakdown of an applicant s total reported debt detailed payment history for credit accounts and employment and address history. Learn more about the change. Cozy credit reports come directly from our partner experian the industry leader in credit reporting.

Reports contain accurate up to date info about your applicants. Credit history built through cozy and experian rentbureau shows up on experian credit reports. There s nothing for you to do right now but we ll let you know before your account moves. You need more than just a credit score to understand an applicant s financial situation.

By requesting or viewing applicant credit reports or background check reports you agree to comply with the fair credit reporting act and any applicable state laws governing the use of consumer reports. Background checks and credit reports cost 39 99 when purchased as a bundle or 24 99 individually. If you need to dispute the rental information reported on your credit report please email creditdispute cozy co. You further agree that you are requesting or viewing such reports solely for the purpose of prospective tenant screening and for no other purpose.

Your cozy payments will only appear on your experian credit report. When tenants choose to use a credit or debit card there s a 2 75 service fee. That means if you want to pay outside of cozy for a month that s okay.